About PayTools

PayTools is an independent financial utility website built to provide simple, accurate, and easy-to-use calculators for common financial decisions in India.

Our goal is to help users clearly understand their salary structure, loan repayments, tax implications, and allowances without requiring complex spreadsheets, registrations, or personal data.

PayTools currently offers calculators for:

All tools on PayTools are designed to run entirely within your browser. We do not collect, store, or transmit personal or financial information. No login or registration is required to use any calculator.

The calculations provided are indicative and based on commonly followed financial and tax rules in India. Actual values may vary depending on individual circumstances, employer policies, or changes in regulations.

PayTools is intended for informational purposes only and does not provide financial, legal, or tax advice.